Why You Don’t Need To Be Afraid of Today’s Mortgage Rates

Christian Penner

Published on: 28/10/2025

Meta Description: Unlock confidence in your home-buying journey—discover why today’s mortgage rates aren’t as scary as they seem and how acting now could save you more in the long run Why You Don’t Need To Be Afraid of Today’s Mortgage Rates Mortgage rates have felt like the monster under the bed for many homebuyers. Each time they tick up, people flinch and say, “Maybe I’ll wait until rates drop.” But here’s the twist—waiting for that “perfect” 5-something rate might actually cost you more in the long run. In reality, today’s mortgage rates—hovering around 6.2 % for a 30-year fixed-rate mortgage—aren’t as frightening as they seem. In fact, when you look at the numbers, market psychology, and expert forecasts, acting now might be one of the smartest financial moves you can make.

Buying a homeSelling a HomeMortgage RatesBuying and Selling Your HouseLocal News and EventsAMS MoneyEpic Loans

Today’s Tale of Two Housing Markets

Christian Penner

Published on: 27/07/2025

Depending on where you live, the housing market could feel red-hot or strangely quiet right now. The truth is, local markets are starting to move in different directions. In some places, buyers are calling the shots. In others, sellers still hold the power. It’s a tale of two markets.

Buying a homeSelling a HomeMortgage RatesBuying and Selling Your HouseLocal News and EventsAMS MoneyEpic Loans

5-Year Rule for Home Prices

Christian Penner

Published on: 15/07/2025

"* If recent home price headlines have you feeling worried, here’s some perspective. * Home values almost always go up in the long run. And the long-term gains offset any short-term dips. Basically, if you plan to live there for 5 or more years, you should be able to buffer yourself against any short-term declines. * Let’s have a conversation about what’s happening with prices in our market, and we’ll look at the bigger picture together."

Buying a homeSelling a HomeMortgage RatesBuying and Selling Your HouseLocal News and EventsAMS MoneyEpic Loans

The Advice First-Time Homebuyers Need To Hear

Christian Penner

Published on: 13/07/2025

"Buying your first home is a big milestone – and the right support is going to make it a whole lot easier. Because while this process might be brand new to you, it’s not new to your agent. They’ve helped plenty of first-time buyers through it. They know what works, what actually matters, and how you can move through the process with a lot less guesswork. Here are a few real-world tips based on that experience of helping other first-time buyers."

Buying a homeSelling a HomeMortgage RatesBuying and Selling Your HouseLocal News and EventsAMS MoneyEpic Loans